CHKR
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Privacy Policy

Last updated: February 26, 2026

1. Introduction

CHKR ("we", "us", or "our") is committed to protecting your personal information. This Privacy Policy explains what data we collect, how we use it, and the choices you have. By using CHKR, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

We collect the following categories of information:

  • Account Information: Name, email address, and password (hashed) when you register for an account.
  • Usage Data: Pages visited, features used, analyses run, and interactions with the platform.
  • Portfolio Data: Stock positions, watchlist entries, and portfolio information you voluntarily add to the platform.
  • Payment Information: Billing information is processed by our payment provider (Paddle/Lemon Squeezy). We do not store your full card details.
  • Chat & Analysis History: Conversations with the AI assistant and analysis results, stored to provide you with history and improve the Service.
  • Device & Log Data: IP address, browser type, operating system, referring URLs, and timestamps.

3. How We Use Your Information

We use the information we collect to:

  • Provide, maintain, and improve the Service
  • Process transactions and manage your subscription
  • Personalize AI insights and recommendations
  • Send transactional emails (account confirmation, billing receipts)
  • Respond to support requests
  • Monitor for abuse and enforce our Terms of Service
  • Analyze usage patterns to improve platform performance

We do not sell your personal information to third parties.

4. Data Sharing

We may share your information with:

  • Service Providers: Third-party vendors that help us operate the platform (hosting, payment processing, analytics, AI providers). These parties are contractually bound to protect your data.
  • AI Providers: Queries to our AI features may be processed by third-party AI providers (such as DeepSeek or OpenAI). Do not include sensitive personal information in your AI queries.
  • Legal Requirements: We may disclose information if required by law, court order, or to protect the rights and safety of CHKR or others.
  • Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

5. Cookies and Tracking

We use cookies and similar tracking technologies to maintain your session, remember your preferences, and analyze platform usage. You can control cookie settings through your browser. Disabling cookies may affect the functionality of certain features.

6. Data Retention

We retain your personal data for as long as your account is active or as needed to provide the Service. If you delete your account, we will delete or anonymize your personal data within 30 days, except where we are required to retain it for legal or compliance purposes.

7. Security

We implement industry-standard security measures to protect your information, including encryption in transit (TLS), hashed passwords, and access controls. No method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

8. Your Rights

Depending on your location, you may have the right to:

  • Access the personal data we hold about you
  • Correct inaccurate data
  • Request deletion of your data ("right to be forgotten")
  • Object to or restrict certain processing
  • Request a portable copy of your data
  • Withdraw consent where processing is based on consent

To exercise any of these rights, please contact us through the platform's support channels.

9. Children's Privacy

The Service is not directed to children under the age of 16. We do not knowingly collect personal information from children. If you believe a child has provided us with personal data, please contact us and we will delete it promptly.

10. Third-Party Links

Our platform may contain links to third-party websites. This Privacy Policy does not apply to those sites. We encourage you to review the privacy policies of any third-party services you visit.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by posting the updated policy and updating the "Last updated" date. Your continued use of the Service after changes constitutes your acceptance of the revised policy.

12. Contact Us

If you have questions or concerns about this Privacy Policy or your personal data, please contact us through the platform's support channels.